Allen C. Ewing, Inc. (Affiliate)
Investment Banking Firm

Federal Deposit Insurance Corporation (FDIC)

Office of Comptroller of Currency (OCC)
Safety & Soundness Handbook


50 North Laura Street
Suite 3625
Jacksonville, FL 32202




Ewing Loan Advisors utilizes the services of its staff, consulting professionals and members of its affiliated investment banking company. These professionals have the benefit of extensive experience with banks, regulatory agencies, and in investment banking activities within the financial industry. A profile of our professionals and their qualifications and background follows.

Robert B. Dunlap, President

Bob Dunlap has more than 20 years experience in credit underwriting and loan origination and administration with thrifts and regional national banks, as well as mortgage banking firms. His latest banking position was Senior Vice President of First Union National Bank of Florida during the 1990's, where he was the senior credit officer for the Special Assets Division. In this position, he worked closely with Loan Review and bank management in reviewing specific reserves, charge-off’s and in establishing loan loss projections. He was directly responsible for the sale of over 4000 notes and $500 million in whole loans during his tenure at First Union National Bank. While with Ewing, Bob led a team that was engaged by the FDIC as the Asset Manager for the receivership and liquidation of Hamilton Bank in Miami.

Bob is a graduate of Florida State University (BS) and the University of North Florida (MBA, MACC); he holds CPA and Real Estate Broker licenses, as well.

Richard S. Ludlow, Managing Director of Portfolio Management

Dick Ludlow was for over 13 years Senior Vice President of First Union National Bank of Florida and the Manager of the Special Assets Division. He was responsible for the management oversight of all loan workouts, litigation and disposition of REO. During that tenure, he was responsible for as many as five regional offices with over 200 employees managing as much as $2 billion in problem loans. Since his retirement from First Union, Dick has performed consulting services for problem loan portfolios for a number of financial institutions. Dick is a graduate of Occidental College (BA).

William W. Selden, Jr., Regional Loan Review Representative

During his 38 years in banking, Bill has been responsible for customers in branch, corporate, middle market and private banking areas. He has worked for a large regional bank as well as a community bank. His knowledge of various market segments and client profiles is an asset is assessing risk in a loan portfolio.

James A. Todd, Regional Loan Review Representative

Jim’s 38 years in the banking industry have included bank examination at the state and federal levels as well as being President, CEO and Chairman of a community bank holding company. In between the above positions, he also managed the Credit Administration area for a community bank, including management of the problem asset portfolio.

Benjamin Bishop, Consulting Director and Chairman of Allen C. Ewing & Co.

Ben Bishop has over 30 years experience in providing investment banking advisory services to community banks for mergers and acquisitions, valuations, and capital formation. He is currently the Chairman of Allen C. Ewing & Co., which was established in 1939 and is headquartered in Jacksonville, FL. Ben is a graduate of the Georgia Institute of Technology (B.I.E.) and Harvard University (MBA).

W. Allen Rogers, II, Consulting Director

Allen Rogers began his career as a bank examiner with the Federal Bank of Atlanta. In that capacity, he examined state member banks and bank holding companies throughout the sixth Federal Reserve District. In addition, he handled the regulatory review and processing of applications involving the formation of bank holding companies and the acquisitions by bank holding companies of both banks and permissible non-bank entities. Later, he joined Interstate Securities (Interstate/Johnson Lane) in investment banking, and in 1995 opened a Charlotte office for the investment banking unit of KPMG. Allen is a graduate of Davidson College (BA) and The Wharton School of Finance and Commerce (MBA).



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